Steady
3.2% after fees
The calm default. Cash-like, next-day out, sleeps well.
Savings that behave like savings
Every second it sits here, it earns — and you can watch it happen. Take it out whenever you like, no forms, no phone call.
Three temperaments
3.2% after fees
The calm default. Cash-like, next-day out, sleeps well.
4.1% after fees
The one most people pick. A little further out on the branch, still same-week out.
5.6% after fees
For money you will not need this year. Moves around more on the way up.
Rates are variable and shown after fees. Higher rates move around more — that is the deal, stated plainly.
How people actually use it

Every coffee rounds up to the nearest dollar. The change earns.
$31/mo without noticing
Ten percent moves the morning the paycheck lands, before it can be spent.
First $1,000 by June
A slice of every client payment goes straight to the tax pot.
April, survivedThe boring comparison
Here, at Balanced$12,240
Big-bank savings$10,090
Under the mattress$10,000
Illustrative, at held rates. The mattress also offers no fraud protection.
I opened the app to check on my savings the way you check on bread in the oven. It is doing something. That is new.
The caveat under the rate is why I stayed. Somebody finally said the quiet part in the interface.
My tax pot filled itself. April was a Tuesday.
Two minutes to open. It starts earning before you close the app.